For freelancers and self-employed
Personal money kept apart from work money, plus tracking of client debts.
Personal finance in sums and dollars
Money under control: expenses, debts and loans in one app
Smart Spend keeps track in sums and dollars, remembers who owes you, and calculates loan payment schedules. Opens in a browser and installs on your phone as an app.
You can start without signing up — your data is stored on your device.
Android: APK file, 5.5 MB. Open it on your phone and allow installs from this source.
Who it's for
For families
Shared budget, travel and event expenses — split equally.
For those who lend money or buy in installments
Debt book and payment schedule — nothing gets lost.
What Smart Spend can do
Everything for daily money tracking — no extra screens.
Income, expenses, and transfers
Sums and dollars, transfers between accounts. A new transaction takes one tap.
Debt book
Who owes you and whom you owe. «Debt» and «Pay» buttons and a total for each person.
Loans and installments
Annuity, differentiated and simple interest, a payment schedule, early repayment with recalculation.
Shared expenses
Groups and participants: the app calculates who owes whom and how much.
Reports
Spending breakdown by category for the month and for all time.
PIN code and three themes
Lock the app with a PIN code and choose the light, dark, or emerald theme.
How to start
Open the app
In a browser on your phone or computer — nothing needs to be installed.
Add your first transaction
Income or expense in UZS or USD.
Sign in to your account
By email or via Google — the database will be stored on the server and accessible on other devices.
Privacy and sync
Data stays on your device
By default, the database is stored in your browser. An account is only needed if you want to open it on multiple devices.
Account is optional
Sign in by email with a confirmation letter or via Google. The account and server copy can be deleted in settings. Privacy policy
Install as an app
The icon is at hand on your home screen, and the app opens full screen.
Android (Chrome)
- Open the app in Chrome.
- Tap the ⋮ menu in the corner.
- Select “Install app” or “Add to Home screen”.
iPhone (Safari)
- Open the app in Safari.
- Tap the “Share” button.
- Select “Add to Home Screen”.
Questions
Is registration required?
No. The app works right away, and your data stays on your device. An account is only needed to store a copy of the database on the server and open it on other devices.
Where is my data stored?
By default — in your browser. If you are signed in to your account, you send a copy of the database to the server yourself using the button in Settings, and you can delete it there as well.
Does it work without internet?
The app works with a local database in the browser. Internet is required to sign in and sync.
How do I transfer data to another phone?
Sign in to the same account on both devices: send the database to the server from the old device and download it on the new one. You can also export and import a database file or use Google Drive.
Which currencies are supported?
Sums (UZS) and US dollars (USD), including transfers between accounts in different currencies.